{"id":151,"date":"2026-09-30T12:00:00","date_gmt":"2026-09-30T18:00:00","guid":{"rendered":"https:\/\/www.atlasautohome.com\/blog\/?p=151"},"modified":"2026-09-22T07:47:46","modified_gmt":"2026-09-22T13:47:46","slug":"umbrella-insurance-for-landlords-with-multiple-rental-properties","status":"publish","type":"post","link":"https:\/\/www.atlasautohome.com\/blog\/umbrella-insurance-for-landlords-with-multiple-rental-properties\/","title":{"rendered":"Umbrella Insurance for Landlords with Multiple Rental Properties"},"content":{"rendered":"

If you own several rental properties, this may increase your liability exposure. This is why landlords in Southeast Michigan may want additional liability protection.<\/p>\n

Work with your agent at Atlas Insurance Agency in Royal Oak, MI to understand the benefits of carrying umbrella insurance.<\/p>\n

Are you a target?<\/h2>\n

Lawyers like to represent personal injury cases when a potential liability exists for what the attorneys call "deep pockets." Owning more than one rental property makes you a potential deep-pocket target in a lawsuit. This may happen because you have more to lose than an owner of a signal rental property.<\/p>\n

An accident on one of your rental properties may not be constrained to just that location. Any judgment obtained against you might be enforced against anything you own unless you take strategic steps to isolate your assets from liability exposure. Work with a competent real estate attorney to protect your assets and your insurance agent to manage risk.<\/p>\n

How Umbrella Insurance May Help<\/h2>\n

Umbrella insurance is designed for certain perils that exceed the limits of your underlying policy. For example, if you carry general liability coverage for each of your rental properties, and you own five rental homes, you may want to add umbrella insurance, at a higher limit than the five individual policies.<\/p>\n

This umbrella insurance kicks in for a covered claim for any amount above the limits of insurance for each of the properties. It also may cover some things that are not covered by the other policies.<\/p>\n

Consult With Your Agent<\/h2>\n

The details about umbrella insurance are complex, but don’t be intimidated. The good news is that these policies can be customized for your particular circumstances.<\/p>\n

Reach out to us at Atlas Insurance Agency in Royal Oak, MI. We serve clients in Southeast Michigan and can help with all your umbrella and other insurance needs.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you own several rental properties, this may increase your liability exposure. This is why landlords in Southeast Michigan may want additional liability protection. Work with your agent at Atlas Insurance Agency in Royal Oak, MI to understand the benefits of carrying umbrella insurance. Are you a target? Lawyers like to represent personal injury cases when […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[9,23,8,16],"class_list":["post-151","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-atlas-insurance-agency","tag-insurance","tag-southeast-michigan","tag-umbrella"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t