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Atlas Insurance Agency

520 E. 4th Street
Royal Oak, MI 48067

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Recreational Insurance Add-Ons You May Need for Your Next Vacation

Review some recreational insurance add-ons. They may be beneficial to purchase before you take your next vacation.

Basic Coverage

Most areas require recreational vehicle owners to have valid coverage for their RVs. Basic coverage may be listed as part-time or full-time. Part-time coverage is for someone who uses their RV temporarily.

A person who is going to be traveling in their RV would qualify for part-time coverage. Full-time coverage is for someone who lives in their RV on a permanent basis.

Total Loss Replacement

Total loss replacement coverage will pay to replace an RV that is totaled or for an RV similar to the one that was originally owned.

Coverage of Injuries

Injury coverage is an insurance product that will pay for injuries sustained during an accident. If an uninsured or underinsured driver caused the injuries, the coverage of the injury policy will handle the costs involved.

Emergency Expenses

An emergency expenses add-on will handle unexpected costs that an RV owner faces. If a recreational vehicle is involved in an accident, for instance, the owner may need to stay in a hotel temporarily.

The emergency expenses coverage will handle some or all of the costs that the RV owner is responsible for.

Additional Add-Ons

You should research many additional add-ons. The add-ons you choose will be based on your personal travel plans and how you plan to use your RV while vacationing. 

Contact Atlas Insurance Agency

Contact one of our agents at Atlas Insurance Agency. An agent who serves Southeast Michigan will prepare your recreational insurance documents.