Month: December 2025

Gig work in Southeast Michigan can be profitable. What’s more, it gives you the freedom to work on days and at times that fit best into your schedule. However, one downside to this line of work is that you may need to purchase one or more forms of commercial insurance to protect yourself from unfortunate incidents.

What Types of Commercial Insurance Do Gig Workers Need?

Commercial Auto Insurance: If you drive for a rideshare service or do deliveries for companies such as Uber Eats or DoorDash, you’ll need commercial insurance for your vehicle. This same point applies if you transport items to sell at local markets. Your regular auto insurance policy won’t cover accidents that happen while using your vehicle for commercial purposes.

Seller Insurance: Buying or making items to sell on Amazon can be a profitable gig. You don’t need insurance to get started, but Amazon will require you to buy seller insurance once you hit a certain amount per month in gross profits. This type of insurance protects you from lawsuits or claims related to bodily injury or property damage allegedly caused by your products. Alternatively, you may want this type of insurance even if you don’t sell items online, as it offers great protection if a client claims damages in court.

Liability Insurance: If your gig involves giving professional advice or teaching classes, you may want to seriously consider liability insurance. It protects you from claims related to professional negligence, errors, and omissions.

Get Professional Insurance Help from Atlas Insurance Agency

Atlas Insurance Agency helps Southeast Michigan freelancers and gig workers assess their insurance options and pick coverage that meets their needs. Call us to find out more about our policies and to receive expert help choosing a policy or policy bundle.