Who Is Covered by Your Auto Insurance?

Auto insurance is a necessary investment that protects your vehicle from a wide range of incidents. Policies differ. Coverage is dependent on the type of policy you select. But, once in place, who does the policy cover?

At Atlas Insurance Agency, we help those in Southeast Michigan get auto insurance that fits their needs. Contact us for a quote and excellent service. Here is what you should know about who is covered under your auto insurance policy in the event you need to file a claim.

Insurance Coverage for Your Family

Auto insurance will provide specific protections for you and your family. This includes anyone who is living in the same home as you are. It protects you if you are driving your vehicle or someone else’s vehicle, as long as you have their permission to do so. That means that the policy will cover you and your significant other and even the kids or other dependents living in the home with you when they drive your vehicle.

In addition, auto insurance also follows your car. That means if you lend your car to a friend who does not live with you, your policy remains in place. That applies as long as the person driving your car has your consent. There are limitations to some insurance policies, and your insurer may exclude specific people in some cases. Be sure to review your policy’s terms and conditions to have a good understanding of what your expectations are.

Protect Your Vehicle With Extensive Coverage

Turn to Atlas Insurance Agency for help getting auto insurance in Southeast Michigan. Our team provides transparent insight and support to help you choose the policy best suited for your individual needs.