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Atlas Insurance Agency

520 E. 4th Street
Royal Oak, MI 48067

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Frequently Asked Questions About Life Insurance.

Atlas Insurance Agency serves Southeast Michigan with veritable insurance services for all aspects of life. Many people keep their property well insured but put off life insurance. If you have been on the fence about life insurance for you and your family members, here are a few frequently asked questions that may clarify the decision.

Life Insurance FAQs

  • Who needs life insurance? It may come as a surprise that all people need at least some life insurance. Even if you have no dependents, a basic policy can cover your funeral care. If you have any dependents, then enough coverage to cover any bills you pay and your funeral is important. Even children need basic coverage for the unthinkable.  
  • How do I choose a beneficiary? If you are married, then your spouse is an obvious choice. If you are unmarried, your parents or a trusted sibling can be left as a beneficiary to anything remaining after your death expenses. 
  • When should I purchase additional insurance? As your life changes, your life insurance may need to change as well. For example, if you started a business and have employees, it is good to purchase a policy to protect your company. If you just had a baby or got married, you will likely want to upgrade your coverage and update your beneficiary. There are many situations where you will want to protect those around you in case of your demise financially. 

If you live in our around Southeast Michigan, contact us at Atlas Insurance Agency to discuss your life insurance policy options. We will be happy to answer any questions you may have. You may discover purchasing a policy is much simpler than you expected. Call today.