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Atlas Insurance Agency

520 E. 4th Street
Royal Oak, MI 48067

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Why Does Your Business Need Umbrella Insurance?

Umbrella coverage is not a standalone insurance policy. Instead, it acts as additional insurance to cover when your regular business insurance stops! Though most people think about needing umbrella insurance when you have expensive jewelry or artwork, you may want to consider getting some for your business. 

Here are some reasons why you should have umbrella insurance for your business. 

Your business could easily go bankrupt if you get sued. There are many businesses that deal with situations that put them in jeopardy regularly, such as lawyers, doctors, and other businesses. 

If you have a business that is dangerous, you are going to need to have extra insurance. Whether you are dealing with hazardous materials or your employees are in danger daily, you should have the extra protection that you need. 

You may work with other businesses that require you to have extra insurance. They may want to protect themselves before they go into business with you. 

If your employees drive, you are going to want the extra liability insurance, just in case. You need to protect your employees, their vehicles, and yours if your employees spend time on the road. 

You may even want to get umbrella insurance if you have customers come into your business. It doesn’t take much to go through your regular business policy. One fall could cost you thousands of dollars. If you don’t have extra money lying around, you should think about getting umbrella insurance. 

Atlas Insurance Agency in Southeast Michigan is here to serve you.

If you want to make sure that your business is protected, you need to contact us today at Atlas Insurance Agency in Southeast Michigan. We would be glad to talk to you about your business to make sure that you have enough insurance to keep your doors open!